Free Tool — No sign-up required
Dubai DLD Transfer Fee Calculator
Calculate your full cost of buying property in Dubai — including the mandatory 4% DLD transfer fee, registration fee, agent commission, and optional mortgage costs.
Property Details
AED 2.00M
Purchase Method
Standard: 2% · set 0 for direct developer
Acquisition Cost Breakdown
Total Acquisition Cost
Purchase price + all fees
AED 2,124,000
Indicative only. DLD fees are mandatory and fixed by law. Agent commission is negotiable. Excludes ongoing costs: service charges, community fees, insurance. Consult a UAE-licensed real estate agent for a transaction-specific quote.
Frequently Asked Questions
Who pays the DLD transfer fee in Dubai?
The buyer pays the full 4% DLD transfer fee by default. It can be split 50/50 by private agreement between buyer and seller, but without a written agreement the full liability falls on the buyer. The fee is paid at the time of transfer registration with the Dubai Land Department.
What is the DLD transfer fee rate in Dubai?
The DLD transfer fee is 4% of the agreed purchase price — not the property valuation. It is set by Dubai Land Department under Law No. 37 of 2009 and applies to all freehold property transfers in Dubai, whether residential or commercial, new or resale.
What is the DLD registration fee in Dubai?
The DLD registration fee is a flat charge separate from the 4% transfer fee. It is AED 4,000 for properties priced at AED 500,000 or above, and AED 2,000 for properties below AED 500,000. This fee covers the title deed issuance and registration in the DLD's property registry.
Are DLD fees payable on off-plan purchases in Dubai?
Yes. The 4% DLD transfer fee applies at SPA (Sales and Purchase Agreement) signing for off-plan properties. An Oqood (preliminary registration) fee of AED 2,000–3,000 applies during construction. If the off-plan property is resold before handover, the full 4% DLD fee is charged again on the new sale price.
Is the real estate agent commission mandatory in Dubai?
No, agent commission is negotiable. However, 2% of the purchase price is the market standard for Dubai residential transactions, paid by the buyer to the buyer's agent. Some developers selling directly off-plan do not charge commission. Always confirm commission terms in writing before signing any agency agreement.
What is the mortgage registration fee in Dubai?
The mortgage registration fee is 0.25% of the loan amount, paid to Dubai Land Department to register the mortgage on the title deed. This applies only to financed purchases — cash buyers do not pay this fee. For example, a AED 1,600,000 mortgage (80% LTV on a AED 2M property) incurs a AED 4,000 mortgage registration fee.
Can I avoid or reduce the DLD transfer fee in Dubai?
No. The 4% DLD transfer fee is mandatory for all freehold property transfers and cannot be waived or reduced. There are no exemptions for first-time buyers, expat residents, or off-plan units. It is among the higher transfer fees globally but is partially offset by Dubai's zero income tax and zero capital gains tax environment.
Ready to buy? Get transaction support.
Our team can review your acquisition cost structure and introduce you to UAE-licensed conveyancing and mortgage advisors.