Investor Glossary

Navigating the UAE property market is easier when you speak the language. Here is how local terms translate to North American standards.

DLD Fee
NA: Land Transfer Tax / Stamp Duty

The Dubai Land Department fee. It is a one-time 4% tax paid on the purchase of a property.

Oqood

An Arabic word meaning "Contracts." It is the official DLD registration for an off-plan (pre-construction) property before it is built.

Title Deed
NA: Deed / Title

The ultimate proof of ownership issued by the DLD once a property is completed and fully paid off.

SPA
NA: The Purchase Agreement

Sale and Purchase Agreement. The legally binding contract between you and the developer.

Ejari
NA: Registered Lease Agreement

The DLD’s system to register tenancy contracts. It legally protects both the landlord and the tenant.

Escrow Account
NA: Trust / Escrow Account

Developer funds for off-plan projects are strictly regulated by RERA. Your payments go into a government-monitored escrow account, not the developer's pocket, ensuring funds are only used for construction.

Golden Visa
NA: Investor Visa / EB-5 Equivalent

A long-term (10-year) residency visa granted to investors who purchase property worth AED 2,000,000 or more.

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